The XM Loyalty program allows you to build points while you are trading in currencies which can then be turned into bonus credit that is then applied to your trading account. This program also has a total of four different levels which does then vary depending on the number of trading days that you then build.
Everyone starts on the Executive level while you then gain more points after 30 days trading and then after 60 days of trading and finally 100 days when you hit the Elite level. You are also automatically added to this program when you simply open a trading account with the company.
If you don’t trade then you drop down levels back to Executive.